Minnesota credit unions can now offer members facing financial difficulties immediate access to trusted, high-quality financial counseling through MnCUN's partnership with LSS Financial Counseling. Through LSS Financial Counseling's Financial Choice, credit unions can offer their members immediate help through phone credit and housing counselors and priority scheduling through in-person appointment at eight locations throughout the state. LSS financial counselors are certified in both credit and housing counseling and specialize in helping individuals avoid bankruptcy, foreclosure and debt settlement scams. Through LSS Financial Counseling, credit unions can offer members education on how to develop positive money management skills, guidance on reading a credit report, budget and debt counseling, debt management plans, and foreclosure prevention counseling. The customized financial wellness plans meet the unique needs of each credit union's field of membership and distinguish the credit union as a trusted financial partner.